Compare Personal, Business & Mortgage Loans in Singapore

Find the right loan for your needs—side-by-side comparisons of interest rates, repayment terms, and approval criteria.

Loan Comparison Table

Loan Type	Best For	Interest Rate (SG)	Repayment Term	Approval Speed	Notes
Personal Loan	Medical, travel, education	3%–8% p.a.	1–5 years	Fast (1–2 days)	Fixed monthly payments
Business Loan	SME expansion, equipment, cashflow	5%–12% p.a.	1–7 years	Moderate	May require business docs
Mortgage Loan	Property purchase or refinancing	1.5%–3.5% p.a.	Up to 30 years	Slower (1–2 weeks)	Linked to SORA benchmark

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How to Choose the Right Loan

Tips:

• Use a loan calculator to estimate monthly payments
• Compare Effective Interest Rate (EIR), not just advertised rates
• Consider your income stability and repayment ability
• Ask about early repayment penalties and fees

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Why Borrow With Us

• Transparent rates and terms
• Multilingual support
• < Certified and fully licensed finance company
• Singapore-based consultants
• Debt consolidation options available